Resource Center > FAQs

  • How is American Highways different from other agencies?
  • What territory do you cover?
  • Which type of coverage is the best for me?
  • What is an ART, or captive insurance company?
  • Are ART programs only for very large companies?
  • I'm currently on a large deductible. What are the advantages and disadvantages of an ART program?
  • Is Alternative Risk Transfer cheaper than traditional insurance?
  • What are some of the benefits of choosing an ART program?
  • What is the difference between a heterogeneous and homogeneous group captive?
  • What is the difference between a single-parent and group captive?
  • What is the difference between an owned and rental captive?
  • Why don't more insurance agencies offer ART options to their insureds?
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